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| A bank is bound by the provisions of the Code from the date on which the bank publicly announces that it has adopted the Code. |
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| Following its publication in August 2003, the Code of Banking Practice was adopted by a number of banks. In May 2004 the Code was modified by the Australian Bankers' Association, with the modifications relating primarily to the guarantee provisions of the Code. Many banks have also chosen to adopt the modified 2004 version of the Code. |
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| Below is a list of banks that have adopted the Code, the date from which each bank is bound by the Code and, where applicable, the date on which they are bound by the modified Code. |
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| Bank |
Adoption of Code |
Adoption of Modified Code |
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| Adelaide Bank |
12 August 2003 |
4 April 2005 |
| ANZ Bank |
12 August 2003 |
16 August 2004 |
| Bank of Queensland |
7 October 2003 |
6 December 2004 |
| Bank SA |
12 August 2003 |
1 June 2004 |
| Bank West |
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1 April 2005 |
| Bendigo Bank |
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1 July 2005 |
| Citibank |
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1 July 2005 |
| Commonwealth Bank |
12 August 2003 |
22 July 2004 |
| HSBC |
10 May 2004 |
5 July 2004 |
| ING (Australia) Bank |
3 November 2003 |
15 June 2004 |
| National Australia Bank |
29 August 2003 |
31 May 2004 |
| St George Bank |
12 August 2003 |
1 June 2004 |
| Suncorp |
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30 June 2004 |
| Westpac Bank |
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1 June 2004 |
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| If you have any questions about whether your bank has adopted the Code, or which Code may apply, you can call the Cheif Executive Officer - Damian Paull, or any of the team, for assistance on 1300 780 808 |
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